Estimate monthly payment, total repayment, and interest with this free loan calculator.
Run the loan calculator to see yearly interest charts.
Monthly Payment, Total Payment, Total Interest
Use this free loan calculator to estimate monthly payment, total repayment, and total interest before you commit. It is useful for personal loans, car loans, and other fixed-rate borrowing scenarios.
Yes. You can use it for most fixed-rate loan scenarios by entering amount, annual rate, and term in months.
No. It focuses on principal and interest only. Add lender fees separately when comparing offers.
Longer terms spread payments over more months, but interest accumulates for longer, increasing total repayment.