Project your retirement savings growth with compound interest, employer match, and yearly charts.
Run the 401(k) calculator to see your yearly growth chart.
Run the 401(k) calculator to see your yearly growth chart.
This free 401(k) calculator estimates your projected retirement balance by compounding your contributions and employer match month by month at your expected annual return. It is useful for planning how much to save, comparing employer match scenarios, and understanding the long-term impact of starting early.
A 401(k) is a tax-advantaged employer-sponsored retirement account. This calculator projects your balance at retirement based on your current savings, monthly contributions, employer match, and expected annual investment return.
Enter the employer match as a percentage of your monthly contribution. For example, 50% means your employer adds $250 for every $500 you contribute. The exact match structure varies by employer.
A commonly used estimate for a diversified stock-heavy portfolio is 6–8% per year over the long term. Lower rates are more conservative. This calculator does not account for inflation or taxes.